I had a '94 DI that I modified myself, owned it for 4+ years and only spent $30 total on actual "breakdown" repairs. The rest was normal wear and tear maintenence at the recommended mileage. I had 128k on it when I sold it...
BUT, I love the '03 more and more every day. ONLY thing I wish is that it had the locking diff, but since this will probably be the last daily driver that I buy for 10-15 years, I'll get around to a lift, locking diff, and other mods when the warrantee runs out.
I have really appreciated buying the certified used also, they fix anything and everything that might go wrong...
squeak in the seat - new one
rattle in jump seats - fixed
strange looking fender flare - replaced all four
I will have a lot of fun when I modify it, but in the mean time it is a very comfortable car for daily driving and very capible off road when traction is an issue, just remember, momentum is the key with the ETC.
Save your money on the HSE unless you neeeeeeeed the H&K radio. Spend your money on a nice color display GPS that you can stick on your dash, you will be glad you did.